> For the complete documentation index, see [llms.txt](https://services.anyvalid.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://services.anyvalid.com/mainnets/umee.md).

# Umee

The most programmable, safety-first, autonomous lending algorithm built as a blockchain. Umee is reshaping the global debt markets in Web3.

Umee enables the development of the next generation of lending markets through a combination of leverage focused DeFi applications and interest rate primitives.

Umee is a base layer blockchain for permissionless, autonomous debt financing markets. Umee is built using the Cosmos SDK and powered by Tendermint Consensus, Inter-blockchain Communication Protocol (IBC), and a self sovereign validator network.

Umee offers the most programmable suite of lending-specific algorithms and base layer blockchain modules to enable the maximum safety guarantees customized for each asset’s individual risk profile.

#### Project website:

{% embed url="<https://umee.cc>" %}